How To Use ITLX Wallet: DeFi, Multi-Chain & Payments

The ITLX Wallet is the integrated, non-custodial crypto wallet within the InterLink ecosystem. It combines multi-chain asset management, DeFi functionality, dApp access, and real-world payment capabilities. This guide explains how to use the ITLX Wallet.

What Is the ITLX Wallet?

The ITLX Wallet is a non-custodial, multi-chain DeFi wallet built into the InterLink ecosystem. It allows users to store, manage, trade, and spend ITL, ITLG, and other supported digital assets across multiple blockchain networks.

It is linked to your verified InterLink ID through facial recognition and liveness detection, enhancing security and providing Sybil resistance. The wallet is also integrated with a Human Credit Score system that rewards genuine activity, meaning consistent participation can improve your standing and unlock additional benefits over time.

Instead of using separate applications for different activities, users can access several core crypto functions through the same wallet. Its main features include:

Multi-chain asset management across Ethereum, BNB Chain, Polygon, Solana, Tron, and InterLink Chain.
Token storage for ITL, ITLG, and other supported assets.
Send, receive, trade, and swap functions for everyday crypto transactions.
dApp browser for accessing supported and verified decentralized applications.
QR code payments and WalletConnect Pay for crypto payments.
Gift cards and mobile top-up for practical everyday spending.
InterLink Visa Card integration for spending digital assets through the Visa network.
Staking and reward tracking for eligible InterLink assets.
Two-factor authentication (2FA) and biometric login for enhanced security.
Commission sharing through the wallet's referral system.

Because the wallet is non-custodial, users retain control of their wallet assets and transactions rather than relying on a traditional centralized account structure.

ITLX Wallet features including multi-chain asset management, DeFi, dApps, payments, staking, and commission sharing.

Multi-Chain Support

One of the main functions of the ITLX Wallet is multi-chain asset management. Users can manage assets across supported blockchain networks through a single wallet interface, without switching between multiple wallet applications. The available networks and supported assets may vary as the wallet ecosystem expands, so users should check the ITLX Wallet directly for the latest supported networks.

The wallet also supports cross-chain swaps for eligible assets through its available swap infrastructure. This allows users to move supported assets across compatible blockchain networks within the wallet. Before making a transaction, always verify the selected blockchain network, token, and receiving wallet’s supported network to help avoid sending assets to an incompatible address.

Core Wallet Features

The ITLX Wallet provides the essential functions users need to manage digital assets, from basic transfers to trading and staking.

Send and Receive

Users can send and receive supported cryptocurrencies directly through the ITLX Wallet. This includes assets such as ITLG, ITL, ETH, USDT, and other tokens available on supported networks. To receive an asset, users can access the relevant wallet address or QR code and share it with the sender. When sending funds, the user selects the asset, enters the recipient's wallet address, specifies the amount, and confirms the transaction. Checking the blockchain network and recipient address before confirming is important because blockchain transactions may not be reversible.

Trade and Swap

The ITLX Wallet includes built-in trading and swap functionality for exchanging supported digital assets. Users can swap tokens without moving their assets to a separate application.

Two approaches are available:

Smart Routing: Automatically identifies an available transaction path for the swap.
Manual Bridge & Swap: Gives users greater control over the bridge and swap process when moving assets between supported networks.

The appropriate option depends on whether the user prioritizes a more automated transaction flow or wants greater control over the process.

ITLX Wallet trade and swap features with Smart Routing and Manual Bridge & Swap options

Staking and Rewards

Eligible users can stake ITLG directly through the supported on-chain staking functionality and monitor their associated ITL rewards within the ITLX Wallet. The wallet supports two-factor authentication (2FA) and biometric login, adding additional layers of protection beyond standard credentials. Because the wallet is linked to InterLink ID through facial recognition and liveness detection, only verified humans can access the wallet and its features. This design makes it significantly harder for unauthorized users to gain access, even if a password is compromised.

dApps in the ITLX Wallet

The ITLX Wallet includes a built-in dApp browser that allows users to access supported decentralized applications directly within the wallet environment. After completing Proof of Personhood verification, users can also access human-gated applications that require a verified InterLink identity.

Examples of dApps available across the InterLink ecosystem include:

BitFlip: An on-chain Bitcoin price prediction game.
ITL Vault: A collateralized lending protocol.
INS (InterLink Name Service): Provides human-readable .itl names.
LinkersMap: A geo-commerce and merchant discovery application.
InterPredict: A prediction market application.
PrintMall: A commerce-focused dApp within the InterLink ecosystem.

The ITLX Wallet ecosystem continues to expand, with additional dApps planned for future releases. Availability may vary over time as new applications are introduced.

The wallet can also be used to sign into supported InterLink Mini-Apps and games using the user's verified InterLink identity, connecting wallet functionality with applications across the broader InterLink ecosystem.

Payment Features

The ITLX Wallet extends beyond cryptocurrency storage and DeFi by providing features designed for everyday payments and digital spending. Payment capabilities are powered through partnerships with third-party providers, meaning availability depends on the partner's supported regions.

QR Code Payments and WalletConnect

Users can make payments by scanning supported QR codes directly through the wallet. This provides a straightforward way to use supported digital assets for transactions without manually entering a long wallet address.

WalletConnect Pay further expands payment compatibility by connecting the wallet with supported payment interfaces and services. Together, these features make the wallet usable for transactions beyond standard wallet-to-wallet transfers.

Gift Cards and Top-Up

The ITLX Wallet includes a gift card module that allows users to spend supported ITL and ITLG assets on vouchers from participating brands. This turns token balances into immediate purchasing power without leaving the app.

Available examples include Amazon, Apple, Grab, and Starbucks. The wallet also provides Mobile Top-Up, allowing users to purchase mobile credit directly through the wallet where the service is supported. These features provide an alternative way to use digital assets for everyday purchases without necessarily converting them to traditional currency first.

ITLX Wallet gift cards and mobile top-up features for everyday digital asset spending.

InterLink Visa Card

The InterLink Visa Card is integrated with the ITLX Wallet, connecting supported digital assets with the Visa payment network. Users can use the card for online and physical-store payments where Visa is accepted. The card also supports integration with Apple Pay and Google Pay, providing additional options for mobile and contactless payments. This integration allows the ITLX Wallet to function not only as a place to hold and manage digital assets but also as an interface for spending them in real-world transactions.

Commission Sharing

The ITLX Wallet includes a referral-based commission-sharing system that allows users to earn commissions by sharing their ITLX referral code. When referred users complete eligible transactions through the ITLX Wallet, the referrer can receive a share of the applicable transaction commission. Users can earn up to 60% commission from qualifying referral transactions. The actual commission rate may vary depending on the referral structure and applicable transaction conditions.

Beyond referral commissions, the project roadmap includes a revenue-sharing model that offers ITLG token holders a share of the trading fees generated by the platform. The roadmap also includes plans for a token buyback and burn program, designed to reduce circulating supply over time and create additional value for early adopters.

How to Set Up the ITLX Wallet

Setting up the ITLX Wallet involves five basic steps, from opening the InterLink App to adding assets to your wallet.

Step 1 - Open the InterLink App: Launch the InterLink App on your device and sign in to your account. Make sure you are using the latest version of the app to access the available ITLX Wallet features.
Step 2 - Navigate to the ITLX Wallet Section: From the main interface, find and select the ITLX Wallet section. This is where you can access your wallet balance, supported assets, transaction functions, and other available wallet features.
Step 3 - Create or Import Your InterLink ID: If you are new to InterLink, create an InterLink ID to set up your wallet. Existing users can import their InterLink ID and continue with their existing wallet setup.
Step 4 - Complete Proof of Personhood Verification: Complete the required Proof of Personhood verification. This verification allows users to access InterLink features and dApps that require proof of a unique human identity.
Step 5 - Fund Your Wallet: Once the setup is complete, add ITL, ITLG, or other supported assets to your ITLX Wallet. After funding your wallet, you can use available functions such as sending and receiving assets, swapping tokens, staking, accessing dApps, and making supported payments.

Tip: Always check the asset type, wallet address, and blockchain network before transferring funds to avoid transaction errors.

ITLX Wallet by the Numbers

The ITLX Wallet combines several components of the InterLink ecosystem in one interface. Key points include:

$41 million+ in trading volume.
Live on the Seoul Private Mainnet.
Multi-chain support across major blockchain networks.
InterLink Visa Card integration for real-world payments.
DeFi and dApp access within the wallet environment.
ITL and ITLG support for asset management and ecosystem participation.

These figures and integrations reflect the wallet's role as more than a basic cryptocurrency storage tool.

Conclusion

The ITLX Wallet, developed as part of the broader InterLink Labs ecosystem, brings multi-chain asset management, DeFi, dApps, staking, and real-world payments into one non-custodial wallet. Users can manage ITL, ITLG, and other supported assets, swap tokens, explore InterLink dApps, and access everyday payment features from a single interface. Alongside tools such as the free mining app, the wallet provides a convenient way to manage digital assets and interact with the wider InterLink ecosystem.

Disclaimer: This article is for informational purposes only and is not financial or investment advice. Crypto and DeFi involve risks, including potential loss of assets. Always verify official information through InterLink Labs' verified channels.